Terms and Conditions

Last updated: January 31, 2025

Welcome to Valernovisto. By accessing and using this website, you agree to comply with these Terms and Conditions. Please read carefully before using our services.

1. Acceptance of Terms

By accessing valernovisto.com and using our services, you agree to be legally bound by these Terms and Conditions. If you do not agree, do not use our website or services.

2. Service Description

Valernovisto provides financial advisory services, personal finance education, and information about government economic support programs available to Mexican citizens. Our services are informative and educational.

3. Eligibility

Our services are available to individuals over 18 years of age residing in Mexico. By using our services, you declare that you meet these requirements.

4. Website Use

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of third parties or restrict or inhibit their use. It is prohibited to: use the site for fraudulent purposes, transmit offensive or illegal material, or attempt unauthorized access to restricted areas.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Valernovisto or its content suppliers and is protected by Mexican intellectual property laws.

6. Limitation of Liability

Valernovisto provides general information about personal finance and support programs. We do not guarantee specific results. The information provided does not constitute professional legal, tax, or investment advice. We are not responsible for decisions made based on site information.

7. Privacy and Data Protection

The use of your personal information is governed by our Privacy Policy. By using our services, you accept the processing of your data according to that policy.

8. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately after posting on the website. It is your responsibility to periodically review these terms.

9. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the United Mexican States. Any dispute will be resolved in the competent courts of Mexico City, Mexico.

10. Contact Information

By using our services, you acknowledge that you have read, understood, and accepted these Terms and Conditions.